NEVER TOO OLD TO LEARN
Showing posts with label READING MATERIALS. Show all posts
Showing posts with label READING MATERIALS. Show all posts

Sunday, February 27, 2011

Insurance
To insure, insurance, underinsurance, reinsurance, insurer, the insured, risk, probability, to protect, protection, catastrophic, part, insurance, premium, claim, insurance compensation, insurance policy, insurance cover, lass
Rick is the chance of loss, the degree of probability of loss, and the amount of possible loss.
To protect themselves from catastrophic losses, business turn to insurance, companies, that promises to pay for all or part of a loss.
A premium is the cost of the policy coverage to the insured or the fee charged by the insurance company.
There are different types of insurance against burglary, insurance against loss of damage, insurance
of buildings, accident insurance, disability insurance, fire insurance, health insurance, life insurance, loan insurance, marriage insurance, retirement insurance, social insurance, unemployment insurance, and so on.
Exercises:
1. Find out which definition on the right matches which word on the left.
Premium - person who advices on insurance
Underwriter - a document which proves you are insured
Insurance company - insured
Broker - payment for insurance
Claim - insurance protection
Compensation - a form you fill in when you apply for insurance
Small print - insurance
Insurance policy - an insurer at LIoyd’s of London.
Proposal form - limited liability Company selling cover
Cover - cover
- The conditions and clauses in a document of insurance, usually in small writing
- You are paid …… when your insured property is damaged
- A request for payment when your insured property is damaged.

Friday, February 18, 2011

Hello, people of the World

Hello, people of the World

There are five billion people in the world and they live in all different corners of it. They live on the snow and ice of the Poles and in the tropical jungles on the equator. They have climbed the highest mountains and walked on the sea bed. Some of them have even left the earth and visited the moon.
The human species is the most numerous and the most powerful of all the animals on earth. How did this happen? In many ways, animals can do things better than we can. Dogs can smell and hear better than we. Cats can see in the dark. Birds can fly thousands of miles away and return to the same place every year. But we are different. No other animal builds cathedrals, plays football, tells jokes, gets married, has prisons, writes symphonies, elects presidents, or goes to the moon.
There is one thing above all that makes people and animals different. People love to talk – talk – talk. We are the great communicators! And we can communicate so many things in so many ways – with our faces, our hands, our bodies, and our voices. Most important of all, we can record what we say and think in writing, so that we ca communicate through time. We have a sense of past and future, not just present.
We are the only species that can change the world, and we are the only species that can choose either to look after our world or to destroy it.

Read the text about Kimiko- Japan

Read the text about Kimiko- Japan
There are now more than two dozen Japanese companies in Tyne and Wear in the northeast of England. Many Japanese families live now there. Kimiko Kinoshita Wood came from to Britain as a bride six years ago. There is much more freedom for women here, she says. It is sometimes difficult for Japanese women to adjust. For Kimiko, the change was easy because she is a translator and speaks English fluently. Also, she has an English husband. Attitudes to women are very different, she says. Japanese wives come to Britain and after a while they discover they can have a life of their own outside the home. They don’t have that kind of freedom in Japan.
In Japan it is unusual to see men shopping with their wives, helping in the house, or babysitting. But Kimiko’s husband John, a shipping engineer, happily lends a hand with the children. John says that Japanese husbands soon adapt in Britain, and seem to relax more with their families.
Education is one thing that worries Kimiko. In Japan, children go to school six days a week and work much harder than English children. Another complaint is that shops don’t have many clothes for small women.

COUNTRIES

COUNTRIES
1. This country has a population of 38.8 million. It is unusual in Europe because it has more single young men than single young woman. It has about 20% unemployment but the tourist industry brings high seasonal employment. The people often borrow money but rarely borrow to buy houses. Many, however, have second holiday homes. Most people cook with gas, not electricity. They like low-alcohol drinks.
2. This country has a population of 14.7 million. The people are very cosmopolitan. They travel a lot, learn foreign language, and buy many things from other countries. The people have a high standard of living. They own the most stereos and video cameras. They don’t buy many motorbikes but they buy a lot of bicycles. The country has a large student population, and the highest percentage of single people.
3. This country has a population of 55.5 million. It has a strong economy and a lot of high technology industries, but not many people have home computers. The people have small families and love food, but only their own national food. They smoke and drink more than their European neighbors, and they have more health problems.
4. This country has a population of 56.5 million. It has the most marriages, but also the most divorces in Europe. Many people use credit cards, and they often borrow money, particularly to buy houses. They don’t save very much. They own the most videos and home computers in Europe. They like food from many countries, but prefer their own national food. People from other countries generally don’t like their food.

5. This country has a population of 57.3 million. The people have large families and often own a second holiday home. They love cars and motorbikes and own more than all other European countries. They spend a lot of money on clothes, but they don’t buy many stereos and videos. Nearly every country in Europe loves the food of this country.

Rob Fellows

Hello! My name is Rob Fellows. I come from Dundee, a town on the east coast of Scotland, but I am a student of Durham University, in the north of England. I am studying French and German and I can speak the languages quite well. I also know a little Spanish, so I can speak four languages. I’m enjoying the course a lot, but it is very hard work.
I live in Durham Castle, because the castle is part of the university, with about thirty other students. The course start two years ago and I am in my third year. After the course I am going to work in France, but I don’t know where it.